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1) Select Zip at Checkout

Pick your account, provide some details, and be approved in minutes

2) Nothing To Pay Today

Zip pays us and you receive the medication.

3) Flexible repayments

Pay no interest ever with Zip Pay. Get 3 months interest free with Zip Money.

All you need is:

  • A valid email address and mobile number.
  • To be at least 18 years old.
  • To be an Australian Citizen or Permanent Resident.
  • A good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money.


How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and receive a decision in minutes.
  • Log into your account to set up a repayment schedule to suit your lifestyle (and budget).
  • Reuse your account anywhere you see the Zip logo.


Fees & interest:

  • Zip Pay purchases are interest free, always.
  • Zip Money is interest free if you pay off your purchases within the interest free period.
  • Standard interest rate of 0.0% applies after the interest free period.
  • The $7.95 monthly account fee is waived if you pay your balance by the due date.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.


  • Choose from weekly, fortnightly, or monthly payments to suit your lifestyle (and budget).
  • Repayments start from $40 a month and are based on your account’s credit limit.


Returns & refunds:

  • If your refund request meets Youly’s refund policy, the purchase amount will be credited back to your Zip account.


Read more about repayments, interest and fees for Zip Pay and Zip Money.